Matthew Cesare Gonzales

  • MLO
  • NMLS: 1981508
  • (916) 205-0239
  • (916) 205-0239
  • 5800 Stanford Ranch Rd. #320
  • Rocklin, CA 95765

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

We had the experience working with Chez on a refi on our previous residence last year. This year we returned to Chez for our new home loan and the experience was as professional and pleasant as the first time. He explained everything on what was needed to process our loan, got a ONE DAY LOAN APPROVAL acknowledgement. On top of that we closed, and everything was on tile record in 19 days from the start of bid acceptance to closing. We’ve never experienced how quick the process can be to purchase a home. I would definitely recommend Chez if you are thinking of refinancing or purchasing a home.

5 months ago
Ramon Quezada

Chez’s fertile BDE did it again and now I have another property. Thank you Chez for making this baby with me.

8 months ago
Kyle Tawlks

Chez was great to work with. Chez was reliable and dependable and kept us on top of the process until completed. He was friendly and professional and made himself available anytime. We appreciate you Chez for the help. Thanks again! Roger Mayers

8 months ago
Roger Mayers

Five stars for Chez Gonzales! We highly recommend his services. With Chez’s work ethics (he works around the clock!) and his expertise (he understands this business!) we were able to glide through a very complicated process. Thank you for always making yourself available for even the most obscure questions and for being quick on finding answers. Your professionalism is unmatched, and you are an amazing person to work with! We thank you a thousand times and more! Joanna Mayers

8 months ago
Joanna Mayers

Chez was the easiest person to work with. He took us through the process with professionalism. He kept us in the loop through the process from beginning to end and kept us informed each step of the way. If I needed any help in the future, he will definitely be our go to person. Thank you, Chez, for your excellence.

10 months ago
Carolyn Hastings

Chez Made This Experience Totally Painless & Stress Free. I will Totally Recommend Chez To All My Friends & Family . Thank You Chez For All Your Help & Professionalism !!!!

11 months ago
Jeff Finn

I was needing a refinance on my home and Chez made this experience so awesome and was super fast. The entire process literally took around like 6 or 7 business days. In less then 2 weeks, Chez dialed everything in for me and am extremely thankful. Chez, thank you so much for you hard work in taking care of this for me.

1 year ago
Like allen

Chez goes above and beyond to make the process easy and fast! He is very knowledgeable and seeks to really understand my financial goals and help me reach them. He did and excellent job and will recommend him to my family and friends.

1 year ago
Amy Seed

Chez went above and beyond and provided excellent service getting just the right loan set up for our family! He was amazing to work with and I highly recommend him!

1 year ago
Jacob Allen

Sometimes a loan process has a few hills and valleys. This one was more like mountains and gorges. To circumnavigate everything for us, Chez had to pull out the big guns. Good thing he had the arsenal, and the ability, and the will to stick it out! All the while, his wife was having a baby. In the end he made it happen for us and we truly appreciate it.

1 year ago
Raymond Dalle

I just completed a cash out refi with Chez who was amazing! He was prompt, organized, and very knowledgeable. He made the whole process a breeze. The whole process took lass than one month which surprised my coworkers that did same with other brokers.

1 year ago
Peaches Tsige

Chez went above and beyond to help us with our loan! Coming from not knowing anything about this process! Chez made it smooth and easy! I would definitely use Chez again for our loan!!!

1 year ago
Dmytro & Virsavia Kukharuk

Chez was very helpful and knowledgeable and has your best interest in mind. He is also very responsive to calls/messages. I highly recommend him to all my friends and family.

1 year ago
Logan

Chez not only got me the rate I wanted but the overall cost of the loan was about 3K lower than my current bank loan mortgage was quoting me. I was told going with my current lender would be cheaper and with no problems. But my bank's Loan Officer was not willing to wait for rates to drop, and was discouraging me to think that rates would drop below 3.0% . Chez made the loan process easy, got me what I requested, and it was painless, as much as you can on a refi with all the document signing. I would recommend Chez if you are looking for a loan officer, he is knowledgeable, he explains the process, keeps you informed, and is always with a friendly response.

1 year ago
Delissa Garza

Chez was an exceptional loan officer. He had amazing communication and kept us in the loop every step of the way. I’d recommend him to all of my friends and family who need assistance with their real estate needs.

1 year ago
Tatiana Valenzuela

Chez was amazing during this process made this entire experience easy. Answered all my questions had quick response times. Had us qualified for our first home in no time at all.

1 year ago
Tanya Albright Barajas
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