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Welcome to our website. We look forward to putting our mortgage services to work for you! California Loan Associates has helped many people save hundreds of dollars per month and thousands of dollars in total interest over the life of their loan and we can help you to.
Benefits include no appraisal (limited time), no extra out of pocket costs, no income verification, no assets needed, quick closings.
Check whether your mortgage is owned by Fannie Mae or Freddie Mac, you may be eligible for a Home Affordable Refinance to take advantage of lower interest rates.
Independent mortgage brokers have had a significant positive impact on the lending industry. Today, the use of a professional mortgage broker is one of the key strategies
“She worked hard and was quick in making decisions. Her honesty and straight forwardness impressed me the most. Easy to approach and quick in replying ”
surinder Paul- Read More
“I’ve known Kyle for many years now but only recently had the pleasure to work with him to purchase my first house. Everything was seamless through escrow and I appreciate the whole team at CLA for making it so. Thanks for all of your hard work my friend!”
Tommy- Read More
“Awesome job. You were very responsive and helpful. Appreciate your guidance throughout the process. Thank you so much ”
Connie Gipson - Read More
“Chez was amazing during this process made this entire experience easy. Answered all my questions had quick response times. Had us qualified for our first home in no time at all. ”
Tanya Albright Barajas - Read More
“Marissa is so nice and personable! She made the entire process so smooth and easy and she actually cares and is passionate about what she does. Marissa, thank you again. We appreciate you so much!”
Chad and Celeste Friedrichs- Read More
“I was having a horrible experience with another loan company and I was scared to try again. Then Reached out to Kyle and his team. The service was exceptional! The communication throughout the process was impeccable. I’m referring everyone I know to Kyle. They came through for me and my family. Thank you again!!! ????????????”
Charlay King and Anthony Glenn- Read More
“Megan Price is the absolute best! She is extremely knowledgeable, professional and her customer service is the best in the industry. I have worked with her on several refinances and purchases throughout the years. I highly recommend working with Megan Price if you’d like exceptional customer service, professionalism and industry knowledge. ”
Shelley Goldblum- Read More
“Megan is the best! I’m a 1st time home buyer and Megan was by my side every step of the way making sure I understood everything thoroughly and that I completed all tasks to close escrow on time. Thanks to Megan I had an amazing experience and the process was so smooth. Megan, thank you for all your help, knowledge, your hard work is much appreciated, and your guidance will always be remembered! ”
Freshta - Read More
“Kyle delivered the interest/APR discussed. Presented various financial options, and explained advantages of each. We agreed on a plan and he executed it without any surprises or deviations. He and his team, which included Neesan and Brittany, seamlessly got me the financing for my new home. I really appreciate your help. Thank you.”
Jose Olivares- Read More
“Marissa is a excellent Loan Officer. She is extremely efficient and patient. She made our refinance a pleasure. ”
Jolene Pate- Read More
“Kyle and his team are world class!! For something that can be very stressful Kyle makes the process very easy and stress free. You can not go wrong with Kyle and I can guarantee he will surpass your highest expectations. He will always have my business. ”
Terrence Williams- Read More
“Kyle did a great job. He is always available to answer questions and find solutions.”
Roger Cornwell- Read More
“Kyle always delivers on what he says. He is always available to help find solutions for getting the job done. His service is first class.”
Roger Cornwell- Read More
“Thank you so much for all your help Megan .It was a great pleasure to work with you. The refinance was very smooth. It is a blessing to have loan officers like you. ”
FAIZAFEROZE - Read More
“Very patient - this was very important for us as we were first time buyers.”
Suresh Gopalakrishnan- Read More
“This was the most pleasant refinance experience we've ever had. We worked with Marissa Knasko, and she was very communicative, friendly, and always made us feel like she was working with and for us. We always knew exactly what was being asked of us and where we were in the refi process. The refi went smoothly and we're now further on our way to meeting our financial goals. Thank you, Marissa! ”
Christina & Daniel - Read More
“Megan is awesome. Very knowledgeable of the ins and outs of mortgage loans. She always communicates every step from beginning to end. I would recommend anyone to use Megan for mortgage loans or refinancing. ”
Frank Coletti Jr- Read More
“I was referred to Kyle by a very good friend. I have bought a few homes in the past. But I can truly say that Kyle and his team are by far one of the best companies I have used. They answer their phones on weekends and after hours that is priceless to me as a customer. I made a few changes to the loan when it was ready to close and Kyle had no problem with that. he kept on telling me that he was there for my best interest. Britney his assistant was also fantastic in the process always checking in to make sure everything was flowing smoothly. I will definitely refer them to relatives, friends. And I will definitely use them in the future. Thanks ??”
Cesar Rivas- Read More
“I was referred to Kyle by a very good friend. I have bought a few homes in the past. But I can truly say that Kyle and his team are by far one of the best companies I have used. They answer their phones on weekends and after hours that is priceless to me as a customer. I made a few changes to the loan when it was ready to close and Kyle had no problem with that. he kept on telling me that he was there for my best interest. Britney his assistant was also fantastic in the process always checking in to make sure everything was flowing smoothly. I will definitely refer them to relatives, friends. And I will definitely use them in the future. Thanks ??”
Cesar Rivas- Read More
“Kyle came in and saved the day! We were on a verge of losing our dream home, but Kyle came through and closed our loan in RECORD time. Highly recommend him and his team. ”
Helen E. - Read More
“Marissa is nothing short of phenomenal! She communicates clearly and regularly, keeps her commitments and informs along the process. She is kind and level-headed when you have questions. She always maintained a professional demeanor and her character is both genuine and kind. You are lucky to have Marissa if she is your loan officer. I am already recommending her to people within my circle who are thinking of refinancing or pulling equity from their homes. In a climate where the future is uncertain for many and anxiety runs high, Marissa is an absolute salve.”
Jennifer B.- Read More
“Kyle was fantastic, to work with and did well to make you feel like you were his only client while managing, and coordinating our refinance. His can do attitude and down to earth approach is the best form of customer service and customer buy-in. Thanks much, -Doug Shannon”
Doug Shannon- Read More
“Kyle was great from start to end. The most understandable and kind person. He explains every detail of the process. He is a miracle worker and goes above and beyond for his clients. Works long hours and works incredibly fast! Working with him was the best! ”
Sonia Melgar- Read More
“We were very pleased with Marissa's professionalism, transparency, and reliability. She maintained communication with us throughout the process. She helped us understand the loan process and always gave us our different options. She treated us with respect and dignity. She was great to work with. We are very grateful for her help throughout this process!”
Shabon and Yolanda H- Read More
“My family has known Kyle for years and we knew he would be our go-to if ever the time came to need his services, as there is no one else we trust more to help us make the most informed and best decision for our family. In fact, he kindly, patiently, and knowledgeably entertained our regular inquiries on market conditions over the years (even knowing they were hypothetical at the time) which ultimately helped guide us toward a recent refinance on our home. Once we were ready to say “go,” Kyle was there for us and the ball started rolling quicker than we imagined. I knew the experience would be great based on many others I know who’ve used Kyle and CLA, but we remain shocked by how quick and smooth the process was, all as a result of Kyle’s seamless process, knowledge, experience, and responsiveness. We are grateful to Kyle for guiding us with such care and we would highly recommend and insist anyone we care about (and beyond, of course) to use Kyle and his team for any refinance or purchase needs. THANK YOU, KYLE!”
Amber Celmer- Read More
“My family has known Kyle for years and we knew he would be our go-to if ever the time came to need his services, as there is no one else we trust more to help us make the most informed and best decision for our family. In fact, he kindly, patiently, and knowledgeably entertained our regular inquiries on market conditions over the years (even knowing they were hypothetical at the time) which ultimately helped guide us toward a recent refinance on our home. Once we were ready to say “go,” Kyle was there for us and the ball started rolling quicker than we imagined. I knew the experience would be great based on many others I know who’ve used Kyle and CLA, but we remain shocked by how quick and smooth the process was, all as a result of Kyle’s seamless process, knowledge, experience, and responsiveness. We are grateful to Kyle for guiding us with such care and we would highly recommend and insist anyone we care about (and beyond, of course) to use Kyle and his team for any refinance or purchase needs. THANK YOU, KYLE!”
Amber Celmer- Read More
“Kyle was a dream to work with. He went above our expectations. He kept in touch with us and told us all the steps in advance. He even kept in touch during the holidays!”
Melody A Fuhrman- Read More
“Dan Foster and Brittany Andrusejko got me a refinance loan with better terms in 3 months what a Major Credit Union could not do in twice the time! This is my third refinance with Dan Foster and California Loan Associates. I will send all my referrals to Dan Foster! ”
John Key- Read More
“Client has helped me and two of my family members with purchase and refinance process and he has always been honest and very attentive and responsive. Hes a great family guy local that I know I can count on I look forward to our future in business as well! ”
Valerie Arguinzoni- Read More
“Marissa is the best! So patient, knowledgeable and helpful with our refinance and provided us insightful suggestions on various options. She is consistent, responsive and timely with things she needs with us and sets clear expectations ahead of time. I would recommend working with her to anyone I know.”
Leslie L- Read More
“Kyle is an excellent Loan officer and was very helpful. I would recommend him without any hesitation and would love to work with him again in the future.”
Abishek Rizal- Read More
“Aaryn was very professional during the loan process. She updated me the status of the loan, and answered all my questions right away. ”
Rupinder Kaur- Read More
“Marissa was very friendly and easily to get along with, not to mention great at explaining things to a first time home buyer. She was professional and very responsive to our questions and concerns. Our home purchase went very smoothly, no doubt in large part because of Marissa.”
Taylor R- Read More
“David was very helpful with our loan application. He was very quick and responsive. I would recommend him to our friends.”
Myra Lang- Read More
“Kyle and his team went above and beyond to help make sure my refinance went through. He made what seemed to be impossible... possible. I would highly recommend Kyle and the CLA team to anyone who is looking to purchase a home or refinance their current mortgage. Thanks again Kyle!”
Paul- Read More
“Marissa is amazing! Buying a home is typically a very stressful process so having someone like her in our corner was one of the best parts of our home buying experience! She is extremely knowledgable, efficient, responsive and truly cares about the process going as smooth as possible. In my professional career, I personally have never met someone with her level of professionalism. Highly recommend her! ”
Alex P- Read More
“Since the beginning, from the first time we spoke on the phone, I know that she could help us with our loan. She is very approachable. She’s always reminded us what paperworks we needed to put together. If ever I needed to take out a loan in the future, I will definitely contact her again. I highly recommend her.”
Maria B.- Read More
“I knew Kyle Darrow from California Loan Associates on my first refinance back in 2015. I was in a pickle with my home loan mortgage and my bank wasn't very helpful at all with my dilemma. I thankful that Kyle was there and he helped me out with my mortgage needs. Kyle and his team was very helpful and easy to work with and so here we are five years later, my daughter and I we both needed his service and expertise once again. Kyle and his team worked very hard on our loans. All transaction done very quick and smoothly. I appreciate everything Kyle did and would highly recommend him to my friends and neighbors. He gets Five Stars from me. *****”
Anne Robles- Read More
“I worked with Megan Price on my refinance I cant say enough about this woman. She answered every little question we had,(and I had a lot) I felt like I was so lost and confused. She never made me feel stupid or like I was bothering her, even tho once I got some docs to sign and had questions it was around 6:30 p.m. I got nervous and called her she answered and helped me out making me feel at ease! I hung up feeling good about why I call but, I felt like what a caring person Megan is to take may call in the middle of what sounded like her taking care of her family perhaps during dinner rush as I could hear her small children catting in the back round. This is the type of person every one needs when this much money is involved. But to be truthful, I should not have called at that time, and for that I did apologize. She told me "I am here for you forever if ever you have a problem or need anything I will always be here, that made me feel comfortable. I cant say enough about Mrs. Price she is very professional, and will work hard for you. ”
Marlene- Read More
“Dave has done several refinances for me and some of my family members. He is always polite, fast and efficient. I would definitely recommend Dave and CALIFORNIA LOAN ASSOCIATES. ”
John- Read More
“Kyle was always professional, readily available, and knowledgeable. He made the process smooth and kept me informed every step of the way. He was an advocate for me and my family.”
Dora Jacildo- Read More
“He was extremely helpful from the beginning and kept us informed of the process at every step. ”
Suresh Radhakrishnan- Read More
“Marissa was a pleasure to work with. She always replied to my emails in a timely manner. She was clear in her communication and followed up until the end.”
DENISE B, Sacramento CA - Read More
“Marissa was a pleasure to work with. She always replied to my emails in a timely manner. She was clear in her communication and followed up until the end.”
DENISE BARTON- Read More
“Kyle was very kind and contacted me diligently. So we were relieved to let him do the work. Thank you very much.”
Yukari Nose- Read More
“Kyle was very kind and contacted me diligently. So we were relieved to let him do the work. Thank you very much.”
Yukari Nose- Read More
“I was referred to Kyle by my nephew. I have had issues with another loan officer. Kyle has been great to deal with from the beginning. He worked so hard to get us our refinance. I appreciate everything he did and would highly recommend him. ”
Beth Ohara- Read More
“I was referred to Kyle by my nephew. I have had issues with another loan officer. Kyle has been great to deal with from the beginning. He worked so hard to get us our refinance. I appreciate everything he did and would highly recommend him. ”
Beth Ohara- Read More
“I could not have received a better experience than I did with Megan Price. I have bought or refinanced a few times before and never enjoyed the process other than this time. Megan kept it smooth and easy, walked us thru each step of the process. I am so happy with my new loan and even more happy that I went to Megan Price to get it done. I will look to refer everyone I know to her. ”
Tim McManus- Read More
“We have done two refinances with Kyle. He has done everything he said he would do and in the time frame he gave us. He is honest and truly cares for his clients. If I could tell you nobody works as hard as he does..”
Raleigh Holman- Read More
“My first home buying experience was fantastic! Megan Price was simply the best throughout our whole home buying process. She would communicate with us every single day and kept us updated on every step of the way. I would give 100 stars! I would recommend her to all family and friends. Thanks Megan for helping us find our home ”
Carlos O.- Read More
“CLA and Kyle Darrow did an outstanding job in securing the lowest possible rate for our refinance. His expertise, approach to detail and dedication helped make the process smooth and stress free. ”
Randi- Read More
“Megan is an incredible loan officer who has gone above and beyond for our family. We were rejected year after year by other lenders and were told that buying a home would not be possible. Megan Didn’t give up on us explained everything very clearly and held our hand from start to finish. She believed in us and gave us the time that so many others wouldn’t. She truly goes above and beyond and is dedicated to her clients. She is a fighter when things get tough, she is extremely knowledgeable and patient. We are so thankful for Megan as she helped us make our dreams come true! I would highly recommend her to anyone looking to buying a home. In fact I have already recommended her to 5 families and I know she will take exceptional care of them! Thank you so much Megan ”
Daniel Rivera - Read More
“Throughout the entire process Jenna was wonderful. She was informative and helpful and always available for our questions. Thank you Jenna!”
Amy Payne- Read More
“I was very fortunate to conduct the business of purchasing my house with Kyle Darrow. He made a significant difference for my family by helping us buying the House of our Dream! Kyle is very knowledgeable, efficient and has a great social skill. Because of his expertise and proficiency we were able to overcome a few arised along the way obstacles and successfully close on the house. Your company is very lucky to have such a great asset as Kyle. With undoubtable confidence I would recommend Kyle's service to all my friends and co-workers. ”
Alina G - Read More
“This is my second time conducting business with Megan. I felt very confident with her the first time I had completed a transaction with her and because of that I returned to her again to handle my refinance. Megan is very helpful and trustworthy. With the pandemic going on a lot of the transaction process is done online and Megan called me and walked me through it page by page. I was looking to refinance to lower my interest rate. Megan started with one loan company at a lower rate and they were taking awhile to complete it and so during the wait she found another one that the rate was even lower yet and she secured that one. Each time she was keeping me informed step by step. Megan makes the process very easy and no doubt in trusting her decisions, and yet she involved me in those decisions.”
Julianne Anderson- Read More
“Kyle Darrow was very helpful during my first time home buying experience. Kyle was on top of everything and did a great job! Thank you for all your help and I will definitely recommend you. ”
Freddy Martinez - Read More
“Kyle made the refinancing process seamless and always responded to the questions I had during the refinance.”
Lisa Horst- Read More
“Kyle is a great asset to any homeowner looking to refi. The rates are great, his knowledge is great, and we couldn’t have been happier with our experience. He breaks it all down in simple terms, explains options, and has some great ideas to make the process fit exactly what you are looking for. Can’t say enough good things about my experience. ”
Ruben D Velasquez - Read More
“Jenna Ralston was fantastic; the epitome of professionalism and so wonderful to have as a Realator and loan officer. Her positive attitude and work ethic made my home buying experience second to none. She was always responsive and timely. I look forward to having her as my realtor in the future. ”
Jason Tucker- Read More
“Kyle was very professional and made me feel comfortable in this process. I was impressed how fast and smooth my refinance went and would refer this company to my friends.”
Jose Rodriguez- Read More
“Kyle works really hard to deliver on time. Kyle helped me with 3 loans and things couldn’t have gone better. ”
Roger Cornwell- Read More
“Megan did such an amazing job on my loan and was keeping updated ever second of the process. She is great and i truly recommend her to anyone looking to purchase a home.”
Sara Garcia- Read More
“Kyle was amazing closed from start to finish in 3 weeks. I have had people tell me that never happens that quickly. Kyle was right by our side and answered all questions even if we called Kate at night. I would tell anyone he is the best ever...”
Raleigh holman- Read More
“I am so very happy to have had this experience with Kyle. He kept me informed at EVERY step and he delivered on every promise. I was very discouraged with my previous experience and Kyle didn't have an easy job from the beginning. BUT, he was amazing and got us through from start to closing in TWO WEEKS. I have already recommended Kyle to my friends and will definitely use him again. THANK YOU KYLE. You made my dream come true!!!! ”
Natalie Gelly - Read More
“I don’t even know where to start to tell you this man is amazing. We contacted him through a referral right before Christmas and needless to say he closed us in less than 3 weeks. Lowered our payment, and did no cost to us. I was a loan processor for many years no agent ever handle loans as brilliantly as this man did. He was there 24/7 with no hiccups whatsoever. ”
Raleigh Holman- Read More
“My Loan Officer is Kyle Darrow. I have worked with CLA twice now and have all good things to say. Based on previous experiences with other loan broker companies, I give CLA a rating of "11" on a scale of 1 - 10 with 10 being the best. Kyle and his team members are on top of the current and best rates. They were willing to keep in constant communication with me to provide assurance that we'd get the best rate locked in at the right time. I got the best rate and am completely happy with my new mortgage. The application process was simple and straight forward, and subsequent information requests were kept to a minimum because I was informed up front what information was needed and the best format to provide it in. The underwriter review process was fast and once the loan was approved all the paperwork preparation and signing process was expedited and set to accommodate my needs. The fees were well explained, and best of all, minimal! I recommend CLA to anyone in need of a new mortgage or just wanting to refinance. Thank you Kyle and Team!”
Karen Hayden- Read More
“I want to thank Kyle Darrow and Dave Marquez for all of the help in securing my loan for my new home in Turlock, California. Both of you are so knowledgeable, thorough and professional, as well as kind and friendly which made all of the difference in my interactions with you. Dave explained things very well! He went over things that I was having trouble understanding in any part of the loan process. I looked at both to provide me with honest and reliable information and have never been disappointed! You will always be my 1st choice, if I need loan help!! I’m so happy I put my trust in you and you most definitely came through meeting the highest 5 stars expectation. Thank you for your patience as well as treating me as a person rather than just home loan customers. You stand above the rest, Dave and Kyle!!! My hats off to you both!! here”
Diana Galvan- Read More
“ I never thought I'd be able to own my own home, California Loan Associates made my dreams come true! Thank you for walking me through the loan process and making it a breeze! ”
Michelle Weaver- Read More
“I couldn't be happier with her and California Loan Associates and thief quick and smooth transactions. I manage an office with over 200 agents and I recommend their team to my Realtors and Buyer's. ”
Susan Miller- Read More
“They found me the best rates, and their experienced and courteous staff is 5 star. I would highly recommend them for anybody looking to work with true professionals. ”
John Freedmon- Read More
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